Payments that think before they fall.

An AI-powered cascading engine that forecasts declines and tells your team which PSP to wire next.

+0%approval rate0+PSPs ready< 0msrouting decision
How It Works

Three steps. One outcome: revenue recovered.

From checkout to capture, CascadX orchestrates the entire transaction — finding the fastest path to approval in real time.

01
Step 01 · Customer pays
VISA
•••• •••• •••• ••••
Cardholder Name
ALEX MERCER
Valid Thru
12/28

Card details captured

Card details captured at checkout

Received
02
Step 02 · CascadX routes
AI
Stripe
94%
Adyen
89%
Checkout
96%

AI picks the best PSP

AI picks the best PSP in <40ms

Routing
03
Step 03 · Payment approved
+$0.00 recovered

Transaction captured

Transaction captured

Approved
01 · Intelligence Layer

An analyst lives inside your payments dashboard.

Ask any question in plain language. The CascadX AI reads your live flow, spots emerging decline clusters, and prescribes the fix — before finance even notices.

Not a bot. A payments operator that never sleeps.

The on-platform assistant is trained on your routing rules, historical performance, PSP behaviour and live issuer response codes. It explains declines, suggests new connections to raise approvals, and drafts routing changes for your team to approve in one click.

  • Detects decline spikes by BIN, country, PSP and issuer within seconds.
  • Recommends the next PSP to add to lift approval rate, with projected impact.
  • Explains any transaction in one sentence — what happened, why, what to do.
  • Writes new cascading rules on request. Your ops team approves, CascadX executes.
CascadX Copilot
trained on your live flow
Online
Why is our EU card approval down this morning?
I'm seeing a 4.2%drop in DE & NL approvals since 06:40 UTC — traced to Stripe issuer responses on Visa consumer credit.
12 declines / min on BIN range 445692 · likely issuer soft-decline
→ Recommend cascading these BINs to Adyen first. Projected recovery: +$8.4K today.
Apply it to the EU route.
02 · Signals & Forecasting

See a decline before it becomes a trend.

Real-time anomaly detection on every dimension — PSP, BIN, issuer, country, device, merchant — with forecasts that flag drops hours before they hit the dashboard.

Approval Rate · Last 24h

LIVE
Approval
87.4%
▲ 2.1% vs yest.
Recovered
$142K
via cascading
Decline Anom.
2
alerts active
Spike in 05 — Do Not Honor · Visa DEAI recommends rerouting to Adyen · projected +3.1% AR
09:42
Checkout.com latency normalisedauto-resumed as primary on GB route
09:17
Forecast: –5% AR on MX corridor in 2hadd local PSP to raise coverage · suggested: Kushki
08:55
What CascadX watches

Every dimension of your payment surface, in parallel.

CascadX watches approval rate, 3DS drop-off, authorisation codes, issuer response codes, currency conversion, chargeback velocity and PSP uptime — at the same time. When a pattern bends, you get an alert with a prescription, not just a number.

< 3sAnomaly detection
30+Dimensions tracked
94%Forecast precision
24/7Always watching
03 · Cascading Engine

One transaction. Many paths to yes.

When a provider declines, CascadX instantly reroutes the transaction through the next best PSP — based on real-time performance, cost and issuer behaviour. The customer sees one seamless checkout.

StripeDeclined
AdyenRetry
Checkout.comCaptured
Declined — issuer 05 Retry route — AI selected Captured — +$48.20 recovered
Cost-aware routing

Optimise for approval, cost, or both — per country, per PSP.

3DS cascading

Skip challenges where allowed, fall back cleanly when required.

BIN-level rules

Route specific issuer ranges to the PSPs that convert them best.

Auto-learning

CascadX adjusts weights daily from your real approval data.

04 · The Network

One API. 1,000+ providers. Any geography.

CascadX
Stripe
Adyen
Worldpay
Checkout.com
Braintree
Nuvei
Trustly
Airwallex

Ready to turn declines into revenue?

See a live CascadX instance connected to your real corridors. Thirty minutes, zero commitment.

Read the docs